Automobile owners can now save up to 60% off dealer service prices!

If you drive an older vehicle or a vehicle with an expired manufacturer’s warranty, you will probably benefit from buying a Vehicle Service Contract. Manufacturer’s warranties typically cover 3 to 4 years, on average. Chances are, if you’ve owned your vehicle for over 3 years, your warranty is either expired or is about to expire. Now is the best time to look into a Vehicle Service Contract.

You wouldn’t wait until after your health insurance has expired to look into finding new coverage would you? It’s crucial, especially if you own an older or used vehicle, that you maintain coverage on your car. The average transmission lasts 7 years or about 100,000 miles and costs anywhere between $2,000 and $6,000. That’s an expensive risk to take in terms of not being covered.

Once you hit 100,000 miles, only the main components of your vehicle are covered. If you drive the average 15,000 miles a year and your manufacturer’s warranty is a 4 year program, you’ll be at 60,000 miles by the time that program ends. If you purchase a 4 year Vehicle Service Contract, you’ll have peace of mind until you’re well past that crucial 100,000 mile mark.

Locking in a 3-4 year contract before you hit 100,000 miles is important, if possible. As your mileage goes up, your vehicle qualifies for less coverage. If you know that your manufacturer’s warranty is expiring soon, it’s best to extend it through a VSC before it does. By extending your coverage while your vehicle is still under warranty, you’ll have a much better chance to get the best program available because the Administrator knows that there is nothing currently wrong with your vehicle.
You’re probably wondering what the difference is between a dealership warranty and a Vehicle Service Contract is, because they’re often used interchangeably. A dealership warranty is what is offered by your car’s dealer or manufacturer and it covers your vehicle for 3-4 years on average. A dealership warranty is often pretty comprehensive, because the vehicle will have lower mileage and no pre-existing conditions before it ends up in your hands.

A Vehicle Service Contract is what you buy from an third party administrator, not the dealer or manufacturer. A Vehicle Service Contract will generally cover similar components as a dealership warranty, but as your mileage goes up, the coverage goes down. This is why it’s important to look into purchasing a Vehicle Service Contract before your manufacturer’s warranty expires. Any lapse in coverage can mean that you’re stuck paying out of pocket for failed components while you’re still in the validation period to extend your coverage.
When you purchase a Vehicle Service Contract, there is a short waiting period called the Validation Period. This period is good for the Administrator as well as the consumer. The Validation Period is a 30 day and 1,000 mile waiting period before you can use your Vehicle Service Contract. This period allows the Administrator to determine that there are no pre-existing conditions with your vehicle or any of its components. You cannot file a claim within this period and claims filed right after the Validation Period will generally be subject to an inspection.

The Validation Period also serves as a review period for the consumer. If you review your paperwork and are unhappy with the contract for any reason, you can cancel for a full refund within the first 30 days. It is important to review the contract during this period so that you fully understand the terms. After the Validation Period, you can still cancel your Vehicle Service Contract at any time, but you will only receive a prorated refund based off of time and mileage used.
One of the most common questions we get is people wanting to know what happens to their Vehicle Service Contract if they decide to sell their vehicle. Luckily, this is one of the best aspects of having a VSC for your vehicle. All Vehicle Service Contracts are pro-rated and completely transferable, so if you decide to cancel or sell your car, you have a few flexible options.

First of all, having an active Vehicle Service Contract can significantly increase the resale value of your vehicle. The buyer has peace of mind that there is nothing wrong with the car, because it’s under contract. Your car will be easier to sell and will hold its value much better than if if wasn’t protected with a Vehicle Service Contract.

If you do decide to sell your vehicle while it is still covered, you have the option of transferring the contract to the buyer. The buyer will receive the same great coverage and you will no longer be responsible for the contract. The second option is canceling the contract and receiving a prorated discount based off of time and miles used. You may also be subject to a small administrative fee which may lessen the amount of your refund. Remember to always refer to the terms and conditions of your contract that you received shortly after your purchase.
To answer this question, let’s first talk about your vehicle. We’ve all been there. You’re driving to work and all of a sudden, your car sputters to a halt. It’s your transmission. What do you do? It’s a tough spot to be in. You’re going to need a new transmission, but it’s EXPENSIVE. Especially if you (like most of us) have limited savings! This is the moment where you’re going to be thankful that you invested in a Vehicle Service Contract.

When you buy a vehicle through a dealer, it comes with a warranty that covers your car in case certain components fail. Usually a manufacturer’s warranty lasts 3-4 years on a new vehicle. A Vehicle Service Contract is a contract through a third party administrator that helps you to extend the coverage on your vehicle so that you can continue to have peace of mind.

It doesn’t matter whether your car is new or used, when your manufacturer’s warranty expires, you no longer have coverage in case something happens. If you’re still making payments on your used vehicle, it’s even more important to look into the benefits of a Vehicle Service Contract. You don’t want to be making payments on a broken down vehicle because you can’t afford the repair.

A Vehicle Service Contract or warranty covers the physical components of your vehicle that can eventually fail over time due to normal wear and tear. Depending on the level of coverage you qualify for, a Vehicle Service Contract can cover standard things like transmissions, seals & gaskets, and fluids, all the way up to your air conditioning, GPS navigation system and exterior.

Vehicle Service Contracts are fully transferable and prorated, meaning that if you sell your car during the contract period, you can cancel and receive a prorated refund based on time and mileage not used. It is also transferable, so it will help increase the resale value of your vehicle should you decide to sell.

With a VSC, it’s easy to file a claim for a covered component and get your vehicle repaired quickly at any Licensed repair shop. Don’t make the mistake of not protecting your investment.
One of the most common questions we’re asked is how to file a claim once you’ve purchased your Vehicle Service Contract. Luckily, it couldn’t be easier. There are only two things you need to do to start your claim process and we’ll take care of the rest!

The first step is to take your vehicle to any licensed and authorized repair facility for diagnosis. How do you know which facilities are licensed and authorized? Glad you asked.

The second step is to have the mechanic call us directly at the number listed in your Welcome Kit for your Vehicle Service Contract to initiate a new claim. That’s all you need to do!

One of our claims representatives will work directly with your repair facility to get you back in your vehicle and on the road as soon as we can. You don’t have to worry about issuing payments or anything else, because all payments are made directly to the repair facility.

We’ll even get you into a rental car or provide reimbursements for trip interruption if your plan covers it. If you’re in need of roadside assistance, we’ve got you covered there too. Our Vehicle Service Contract plans include 24/7 Roadside Assistance to help make your life as easy as possible.
One of the very first questions you must ask yourself when considering a Vehicle Service Contract is what your vehicle is actually worth.

A good place to start is the Kelley Blue Book. They can give you a pretty good estimate of what your vehicle is worth, by simply submitting some basic information into their online form.

Once you know how much your vehicle is worth, you can make an informed decision about whether or not that investment is worth protecting. If your vehicle breaks down, is it worth it to you to pay the out of pocket cost?

With a Vehicle Service Contract, you can significantly lower the cost of repairs by being covered in case something goes wrong. Instead of gambling on a costly repair, you will have peace of mind that you’re covered and won’t have any outrageous out of pocket expenses moving forward.
The best part about your Vehicle Service Contract (VSC) is the peace of mind you get from knowing that you’re covered if your vehicle breaks down. The ONLY things you’ll be paying out of pocket once you’ve purchased your VSC are the deductible if something happens to your vehicle while you are covered, and routine maintenance.

The average transmission costs anywhere between $2,000 and $6,000. The average Vehicle Service Contract deductible is between $0 and $100! That’s a big difference!

Routine maintenance is all the stuff you’d be doing for your car anyway (like oil and filter changes), so technically it’s not an out of pocket cost from your purchase of a Vehicle Service Contract. However, it does help illustrate how useful having a VSC is in terms of lowering your bottom line, should you need repairs.

Your Vehicle Service Contract helps minimize possible out of pocket costs significantly in the event that your car breaks down. If you’re on a tight budget and can’t afford massive repair costs, a VSC may be a good option for you.
People often wonder how important it really is to keep up with oil changes. The short answer is that it is very important. Not only is it a mandatory condition of your Vehicle Service Contract, regular oil changes are a way to protect your vehicle from wear and tear.

Engines are made up of many moving parts and in order for those parts to function properly and avoid damage, they need to be well lubricated. Keeping up with oil and filter changes can help you avoid costly repairs down the road. Over time, your engine’s oil breaks down and becomes contaminated with debris such as dust and dirt that can have an impact on the oil’s ability to lubricate your engine’s parts.

Regular oil changes help you to maintain proper engine lubrication, which helps cool engine components and prevents damage and over-heating of the engine due to friction. As it provides lubrication, it also helps clear dirt, engine wear and sludge from broken down oil in your engine. When you keep up with your oil and filter changes, it can help remove these particles that naturally build up over time.

Another wonderful advantage of properly keeping up with oil and filter changes is that it can improve your vehicle’s gas mileage. According to the US Department of Energy, you can improve your gas mileage by 1-2% by using the manufacturer’s recommended grade of motor oil in your vehicle. That’s $0.02-$0.04 a gallon. That can really add up over time.

All in all, routine maintenance, including regular oil and filter changes, makes your vehicle last longer and perform better. According to Kelley Blue Book, it can even increase the resale value of your car. Performing regular oil and filter changes is an easy way to get the most out of your vehicle.
Your Vehicle Service Contract should always be backed by insurance. It is very important that before you buy a Vehicle Service Contract that you understand what this means, why it is important, and that you make sure the company you choose to do business with is underwritten.

When you purchase your Vehicle Service Contract, you are entering into a contract with an Administrator. The Administrator is the company that is responsible for paying out your claims. Any reputable Administrator is going to be insured. In order to assure that they will honor the terms of your contract, it must be backed by insurance.

If the Administrator is not insured and goes out of business for any reason, you’re basically left with an expensive piece of paper instead of a contract. The insurance company is the one that makes sure that your claims are paid no matter what happens with the Administrator during the term of your contract.

Every single Vehicle Service Contract sold by Complete Car is underwritten by an insurance provider, so that no matter what happens, you’re covered.
One of the best aspects of having a Vehicle Service Protection is that it allows you to enjoy 24/7 Roadside Assistance. If you ever have an issue, you can call any local mechanic or tow company available to come out and submit for reimbursement later. You will be reimbursed in full for the qualifying service you required.

Roadside Assistance covers anything from a flat tire to towing after an accident or breakdown. Your VSC coverage includes up to 50 miles of towing coverage to get you to the nearest repair facility.

A Vehicle Service Contract makes it easy for you to get the support you need, when you need it. You don’t have to worry about finding a mechanic in a network; you’re covered no matter who you call for help. That’s the advantage of your Roadside Assistance coverage of your Vehicle Service Contract. Ease of service and peace of mind.

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